Louisiana Fortified Homes
A Louisiana raised cottage with a covered front porch under a clear blue sky.

A stronger roof. A safer home. Lower insurance.

FORTIFIED roofs are engineered to survive Gulf hurricanes, and Louisiana requires insurers to offer significant premium discounts when you have one. Get connected with a FORTIFIED contractor near you.

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What is a FORTIFIED roof?

A FORTIFIED roof is a roof rebuilt to the IBHS wind standard: a sealed deck, ring-shank nailing, reinforced edges, and wind-rated covering, certified by an independent evaluator. In Louisiana it earns a required discount on the wind portion of your home insurance, a state tax credit worth up to $10,000, and in much of south Louisiana, grant money while it lasts.

Your roof is the first thing a hurricane tries to take.

In South Louisiana it is not a matter of if a big storm comes, but when, and the roof is where the trouble starts. When hurricane wind catches the edge of a roof deck, it can peel back like a lid, and everything the storm carries pours straight into the house. Ceilings come down, floors and furniture soak through in hours, and the things you cannot replace are usually the first to go. Katrina, Ida, and the back-to-back 2020 storms in Lake Charles wrote that same story across whole neighborhoods, and the families who lived it often spent months out of the house waiting on a claim and a place in a long repair line.

A roof is the one part of the house you can harden before the season instead of after. A FORTIFIED roof is built and inspected to a tested standard that keeps the deck sealed and the roof fastened when the wind hits, so a storm that would have gutted the house is far more likely to stay outside it. In Louisiana, that same roof earns you a required cut on your insurance for making it.

See what a FORTIFIED roof is worth

A warmly lit Louisiana raised cottage with a wraparound porch, standing secure under a gathering storm sky framed by moss-draped live oaks.

The upgrade that pays you back every year.

A FORTIFIED roof is one of the only home improvements that lowers a bill you already pay. Louisiana requires insurers to discount the wind portion of your premium, and the state adds a tax credit on top.

Up to~40%
off your wind insurance premium
$10,000
Louisiana FORTIFIED roof tax credit
Up to$10,000
Fortify Homes grant, while funding lasts
Jan 2027
mandatory statewide discount begins

See what those numbers look like on your home.

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Roof still in good shape? You may not need a new one.

If your roof has real life left in it, there is a path to a FORTIFIED designation that works from inside the attic and leaves your covering where it is. Same mandated wind discount, no tear-off.

How the Existing Roof path works

The whole picture, before you spend a dollar

Here is how the money actually works for a Louisiana homeowner.

From storm-worried to storm-ready

Five steps, from the first inspection to the discount. The order matters, and one timing mistake can cost you the grant.

  1. A certified evaluator inspects the roof

    An independent, IBHS-certified FORTIFIED evaluator reviews the roof before any work begins, so everyone starts from the same baseline.

  2. Collect 3 approved-contractor bids

    Use the LFHP portal to gather bids from at least 3 approved contractors you choose. You pick the roofer.

  3. A certified contractor installs the FORTIFIED roof

    Only a certified FORTIFIED roofer can do the install that earns the IBHS certificate: sealed deck, ring-shank attachment, enhanced edges, and wind-rated shingles.

  4. Evaluation and designation

    The evaluator documents the finished job with photos, and IBHS reviews it and issues the FORTIFIED Roof certificate.

  5. The insurance discount kicks in

    That certificate is what your insurer needs to apply the mandated wind discount, year after year, for as long as the designation stays in force.

Ready for a stronger roof and a lower premium?

Tell us about your home and we will connect you with a FORTIFIED-certified contractor in your parish. No cost, no obligation.

How getting connected works

  1. Tell us about your home

    Share your parish and a few details about your roof. It takes about a minute, and there is no cost.

  2. We connect you with a certified roofer

    We put you in touch with a FORTIFIED-certified contractor who works in your parish.

  3. Get a free, no-obligation bid

    They look at your roof and give you a real number. No pressure, no obligation.

You are working with FORTIFIED-certified roofers and an independent guide, not an insurer or a government program.

Here is what your contractor can help you sort out:

  • The condition of your current roof, and what a FORTIFIED upgrade actually involves
  • The exact wind-premium discount your insurer gives for a FORTIFIED roof (some Louisiana carriers go up to about 40 percent)
  • Whether you qualify for the Fortify Homes grant, and how the lottery works
  • How to claim the state tax credit, worth up to $10,000
  • A realistic timeline and cost, so there are no surprises
Phone

A roofer cannot quote your roof by email alone. Check the box and add your number so one can call or text you.

It helps the contractor come prepared with a closer estimate.

Protect your home before the next storm.

Get connected with a certified FORTIFIED contractor today.

Get connected