Tax credit
The Louisiana FORTIFIED roof tax credit
Here is the part most homeowners miss. You do not have to win the grant lottery to come out ahead on a FORTIFIED roof. Louisiana added a state tax credit for the work in 2025, and it stands on its own. Pay for the roof yourself, claim the credit, and you also earn the required wind insurance discount that comes with the designation.
The FORTIFIED roof tax credit
Act 404, R.S. 47:6044
A nonrefundable state income tax credit for 100 percent of qualified costs to install or retrofit a roof to the FORTIFIED standard, for expenses incurred on or after July 1, 2025. It is capped at $10,000 per residence, with unused credit carried forward up to 3 years, for homestead-exempt owner-occupied homes. A $10 million per fiscal year cap applies on a first-come basis, and the credit sunsets December 31, 2031. It cannot be combined with an LFHP grant for the same expenses.
If you win a grant, the state does not tax it
Act 32, R.S. 22:1483.1(F) and 47:293(9)(a)(xxvii)
LFHP grant amounts awarded on or after January 1, 2025 are excluded from Louisiana taxable income for state individual income tax purposes, effective June 4, 2025. The grant may still be taxable on your federal return.
For how the grant itself works, see the Fortify Homes grant guide.
The retrofit deduction
Act 473, R.S. 47:293(2)
The Voluntary Construction Code Retrofitting Deduction, worth 50 percent of qualifying costs, now covers FORTIFIED retrofits, and the cap doubled from $5,000 to $10,000 per residence, for taxable periods on or after January 1, 2026. A grant recipient may deduct qualifying out-of-pocket costs the grant did not cover, but the same expenses cannot be used for both the credit and the deduction.
Before you count on any of this
This is general information, not tax advice. Confirm your situation with a tax professional and the LDR bulletin. You can read the source yourself in LA Dept. of Revenue RIB 25-020, FORTIFIED Roof Tax Credit and Related Retrofitting Incentives (rev. 2026-03-19). For what earns the credit in the first place, see the FORTIFIED Roof guide.
By Louisiana Fortified HomesUpdated
Put the credit to work on a stronger roof
A certified FORTIFIED contractor can scope your roof, give you a real number, and show how the tax credit and the insurance discount stack up for your home. Get connected. No cost, no obligation.
How getting connected works
Tell us about your home
Share your parish and a few details about your roof. It takes about a minute, and there is no cost.
We connect you with a certified roofer
We put you in touch with a FORTIFIED-certified contractor who works in your parish.
Get a free, no-obligation bid
They look at your roof and give you a real number. No pressure, no obligation.
You are working with FORTIFIED-certified roofers and an independent guide, not an insurer or a government program.
The state credit is first-come each year and sunsets in 2031. If you are self-financing, timing matters.