About
About Louisiana Fortified Homes
Louisiana Fortified Homes is an independent guide for homeowners weighing a stronger roof. It puts the Louisiana Fortify Homes grant, the IBHS FORTIFIED Roof standard, the mandated wind insurance discount, and the state tax credit in one place, in plain language, so you can see how they fit together and what they are actually worth.
Why this guide exists
The official rules are spread across several agencies and easy to misread. The grant is a lottery, the funding runs out, and one timing mistake can cost you your eligibility. Meanwhile the durable payoff, the wind insurance discount Louisiana requires for a FORTIFIED roof, tends to get buried. This site sorts the reliable from the uncertain: what the standard really requires, what a roof costs after any grant, and how the savings add up whether or not you win an award.
How we stay independent
We are not the state, an insurer, or IBHS, and this is not the grant application. For your address and the current application window, the Louisiana Department of Insurance is the authority, and we link to it throughout. Check your address on the official LDI eligibility map, and apply through the state at ldi.la.gov/fortifyhomes. What we add is the plain-language explainer and a way to reach a FORTIFIED-certified roofing contractor when you are ready. See the privacy policy for how we handle the details you share.
Who runs it
Louisiana Fortified Homes is an independent guide operated by SquarepegIdeas. It is not affiliated with, endorsed by, or operated by the Louisiana Department of Insurance, IBHS, or the Louisiana Fortify Homes Program.